Every stage of the licence path

Five stages

• 1 · IncorporateMISA investment licence, commercial registration and entity structure.
• 2 · LicenseSAMA and CMA applications, from licence selection to final approval.
• 3 · BuildSaudi CCO and AML Director, risk assessment and the AML/CFT programme.
• 4 · OperateCo-sourced compliance, reporting, PDPL and training.
• 5 · AssureIndependent AML review, health checks and inspection support.
• Digital assets & GCCPerimeter advice in KSA and VASP licensing in the UAE and Bahrain.

How an engagement runs

Every engagement starts with a scoping call and a short written scope: which licence or regime applies, what the regulator will expect, what you already have, and what we'll produce. You get a fixed scope and a named engagement lead before any work starts.

Deliverables are prepared in Arabic and English. Where a requirement is unclear in the published rules, we say so in writing and tell you how we propose to handle it with the regulator.

Who we work with

• Foreign fintechs and payment companies entering Saudi Arabia
• Saudi founders preparing a first SAMA or CMA application
• Licensed payment, BNPL, finance and crowdfunding companies that need AML or compliance support
• CMA-authorised firms and FinTech Lab participants
• Crypto and web3 firms that need to understand the Saudi perimeter or license elsewhere in the GCC